Our Fleets. There are some improvements that GO2 Bank could make in terms of the type of fees they charge, respectfully. 8 minute read. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. See Offer >. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. A checking account with Ally Bank does not have a maintenance fee or minimum balance requirements. The best phone number for GoBank is their 888-288-1843 customer service phone number, and you can get the details and use our free call-back service by finding the link for it above and clicking it. The bank account has three levels of overdraft protection. Below is what you should know about GO2 Banks checking and savings account products. When on a mobile device, click on * to view disclosures. This credit card allows you to begin the process of building or rebuilding your credit. Eventually I hung up because I was so frustrated. When you save up to $5,000 in your bank account, you will earn 1% interest. Closed on Saturday, Sunday and public holidays, Tel:+886 2 8722 5090 and Ingo Money, Inc., subject to the First Century Bank and Ingo Money, Get a one-time $5 credit when you cash a check to your GO2bank account, The $5 promo code offer is valid only for users who successfully use the $5 promo code in the GO2bank mobile app before the promo code expires on 12/31/23. GO2bank is a trademark of Green Dot Corporation. You can email the site owner to let them know you were blocked. Rd., Dayuan Dist., Taoyuan City 33758, Taiwan, No.33, Zhongzheng Rd., Luzhu Dist., Taoyuan City 33861, Taiwan, 1F2F., No.417419, Sec. I was able to open a Go2Bank account using the exact same information, without any identity verification, and despite having a Chexsystems security freeze in place, a fraud alert on my credit reports, and having been reassured three times that an account cannot be opened using my information. The main target of GO2 Bank is the underbanked, those who dont have a checking or savings account. APY. Swyft Filings Review Can This Legal Service Help You Form Your Small Business? The company is able to do this because of its partnership with Plaid that is connected to several different payroll services. NO PURCHASE NECESSARY. See GO2bank Deposit Account Agreement (PDF) and GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF) for fees, terms and conditions. These eGift card purchases can earn up to you up to 7% instant cashback for each purchase made on their mobile app. I filed with H&R Block in mid-late mach (prior to these texts). With $0 min. Please note we removed email as a contact option in some countries. Performance & security by Cloudflare. Sign up for our newsletter. When you open an account with GO2 Bank, youre also eligible to earn cash back when you purchase eGift cards from over 100 merchants. Over the years, they expanded their financial products to include many other Green Dot services. There is a fee if you wish to cash the check immediately. The content on Wealth Pursuits is for informational and educational purposes only and should not be construed as professional financial advice. GO2bank is a trademark of Green Dot Corporation. O2 Bank has partnered with almost 90,000 stores, including Walmart, Walgreens, Dollar General, and CVS Pharmacy. We all have people in life that we rely on and trust they are our GO2s. Green Dot has serviced more than 33 million consumers directly over the last 22 years, and many millions more through our banking partners. The interest rate on the savings account is currently at a 1% annual percentage yield. Youll then need to complete the registration process by providing your name, address, phone number, date of birth, and Social Security number. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. If these things appeal to you, consider using GO2 Bank. How to Easily Transfer Apple Cash to Your Bank Account, There may be a cost of up to $4.95 if you deposit cash at businesses such as Walmart, Walgreens, and CVS, How to withdraw cash from a GO2bank account, Making a money transfer from an associated bank account, The act of transferring money from a debit card that is linked to the account. You should keep in mind that account holders will have access to over 19,000 fee-free Allpoint ATMs across the United States. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. He's a lifelong expat who has lived in the Philippines, Mexico, Thailand, and Colombia. For identity verification, youll need to upload your drivers license or another form of ID. Youre free to also transfer funds into this bank account from any of your other accounts. Through our retail and direct bank, we offer a suite of financial products to consumers and businesses including debit, prepaid, checking, credit and payroll cards, as well as robust money processing services, tax refunds, cash deposits and disbursements. All checks are subject to approval for funding in Ingo Money's sole discretion. I have previously, but not this year. Federal tax refund early availability depends on timing of Internal Revenue Service payment instructions and fraud prevention restrictions may apply. It seemed shady as hell. Unlike the service provider known as Green Dot, the parent company of this FDIC insured bank, GO2Bank is a genuine mobile bank account instead of just a prepaid debit card. Australia and New Zealand Banking Group Limited (ANZ) 2023 ABN 11 005 357 522. NO PURCHASE NECESSARY. Upsides (with one caveat): Solid rate for up to $5,000. And I called the number on the back of the card and it just put me on hold forever. Phone number / contact. Copyright 2023, All Rights Reserved | Wealth Pursuits. GO2bank's savings subaccounts, or vaults, earn . You must have a credit line of at least $100 to start a secured credit card. Offer sponsored by Ingo Money. Soon, the Green Dot bank that only existed on paper was done away with and this corporation has launched the GO2Bank brand. $3 for out-of-network withdrawals, plus any additional fees the ATM owner or bank may charge. Post your questions here and have them answered by people who are knowledgeable about all types of scams. Send a letter to GO2bank P.O. Credibly Review Is This Small Business Lender Worth Trying? You could click Agree to accept cookies or Disagree to disable cookies. But there are others who could benefit from a GO2 Bank account too. . You need to report the unemployment fraud to your state's Department of Labor and file a report with IDtheft.gov. Mobile number verification, email address verification and mobile app are required to access all features. Cloudflare Ray ID: 7b9db45e0a3520ab Partners with reputed brands like Walmart, Uber, and Intuit. Your GO2 Bank debit card can be added to mobile wallets, including Apple Pay, Google Pay, and Samsung Pay. Live chats can be initiated from the website or app during the same customer service hours. Your bank account will get funded, and you can use the money with the GO2 Bank debit card. scriptscript! Having no hidden fees doesnt mean that there are no fees, though. The money should then appear in your bank account within a few minutes. They also have many banking partnerships to indirectly serve even more customers. Don't ignore this one. The action you just performed triggered the security solution. They offer lower overdraft fees than what you typically see in the industry, limited to once a day. New offer: Earn up to $600 when you open a new U.S. Bank Smartly checking account and complete qualifying activities. Customers of GO2 Bank can get up to $200 in overdraft protection when they need multiple direct deposits within 35 days. Youll earn the same interest each year, rather than accruing interest one year, and then compounding that interest the following year if you start with $5,000 in your account. To apply for a GO2 Bank, you dont have to have a credit score or undergo a credit check. You can contact GoBank across the following mediums: Phone. Customer service basically spoke in gibberish and would not give me a straight answer. GO2 Bank follows all the safety and security protocols out there for online banks. You must also not mind not having a physical branch location. Taipei City 110, Taiwan (R.O.C. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. Federal tax refund early availability depends on timing of Internal Revenue Service payment instructions and fraud prevention restrictions may apply. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. Rd., Fengshan Dist., Kaohsiung City 83068, Taiwan, No.213, Ming-tsu Rd., Ping-tung City, Ping-tung County 90078, Taiwan, No.26, Kung-yuan Rd., Hua-lien City, Hua-lien County 97048, Taiwan, No.37-5, Minsheng Rd., Jincheng Towns, Kinmen County 89345, Taiwan. When you meet GO2 Banks eligible direct deposit requirements, you can also qualify for their Secured credit card product. Ingo Money is a service provided by First Century Bank, N.A. For now I'm going to ignore the texts and keep an eye on my accounts, my tax returns, my state's unemployment benefits portal, my mail, etc. Their customer service number is 855-459-1334. Email: servicetw@anz.com, Monday to Friday: 9:00am - 3:30pm Green Dot also offers money processing services, tax refunds, cash deposits, and disbursements. This happened to me today as well. Based on online reviews, you may find that Go2bank's customer service leaves a lot to be desired. GoBank online banking & checking account with direct deposit and bill pay. For example, if you deposit $250, your credit limit will be $250. GO2bank is the ultimate mobile banking app and debit card, packed with features to help you better manage your money and build your credit. You can also lock your card using your banking app instantly if theres unusual activity. of Labor. I have a credit freeze on my stuff so no one can ID theft me for real without me knowing about it. All checks are subject to approval for funding in Ingo Money's sole discretion. Limits apply. GO2bank vs. a traditional savings account: Which one is better? My SSN is definitely compromised. My case turned out to be attempted unemployment insurance fraud (among possible others), I reported it to the state, my employer, and froze my credit at the 3 agencies. Your IP: If you dont wish to completely manage your account online, want a base ATM network, or want to open an account for more traditional financial products, GO2 Bank might not be your answer. Use the money to make purchases and pay bills. The chat icon is located on the bottom right of your screen. Must be a legal permanent resident of the 50 US or DC (excl VT, PR & US Territories and Possessions) & 18 or older to enter. . This is the fastest option to receive support. GO2bank does not endorse or sponsor this offer. Close your account. Earn more with a minimum balance of $5000. 12 mins. Go2Bank is a legitimate bank, but someone has used your personal info to open a debit card account in order to collect fraudulent unemployment benefits. Ingo Money is a service provided by First Century Bank, N.A. Finimize Review Is This Financial Newsletter Worth Reading? They have other 80,000 free locations available on their ATM network. When he's not reading about cryptocurrencies, he's researching the latest personal finance software. By They ard ungrateful thieves, and agreed foreign for most part. There is a $3 fee for using an ATM outside of your banks network; be mindful of hidden fees too, that may come from the ATM owner and not your bank. Limit one promotional incentive per GO2bank user and one redemption per registered account. ZipBooks Review Is This Accounting Platform Worth Using? She received a Marketing and Management degree from Kansas State University and a Masters in Business Administration (MBA) from Baker University. Scan this QR code to download the app now. 368 & 369, Street No. ), No.152, Zhongxing E. To understand more details, please read our Cookies Notice. I just . Online, offline, email, or postal. 1, Zhongshan Rd., Banqiao Dist., New Taipei City 22063 , Taiwan (R.O.C. GO2bank is Green Dots flagship digital bank designed to simplify banking by enabling you to quickly and affordably access, manage and move your money. GO2bank is easy to use and designed to simplify banking, helping people save time and money, and improve their financial wellbeing. As an online bank, you wont have access to any physical branch locations with GO2 Bank. Your GO2bank savings account can only earn interest on a maximum of $5,000. Activated, chip-enabled debit card required to use Ingo Money check cashing service. Open your account now! Performance & security by Cloudflare. Please include what you were doing when this page came up and the Cloudflare Ray ID found at the bottom of this page. Each cheerfully reassured me "not to worry" and "the account has already been closed," and reminded me this isn't a credit card so there is no risk to my credit reports from any inquiries. The $5 promotional incentive will be added to your approved check amount and transaction detail will be maintained in your GO2bank transaction history. Green Dot Corporation has another brand called GOBank, which should not be confused with this offering. The credit limit on your secured credit card is equal to how much money you deposit on your card. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card or account. Follow the simple instructions to take pictures of your check and enter your check amount. Member FDIC. It does sound very sketchy though. The Green Dot card made it easy if you needed a debit card in a pinch but they were (at the time) rife with hidden fees, didnt allow you to withdraw money, and were a little bit of a hassle because it was harder to navigate your account online. Please include what you were doing when this page came up and the Cloudflare Ray ID found at the bottom of this page. b.Taiwan Disclosures. Platinum Savings. Looking for something in particular? The ultimate in value and convenience: No monthly fees with eligible direct deposit, otherwise $5 per month. Its $3 to make out of network withdrawals, a 1.5% fee for debit card transfers, and cash deposits to their retailer partners cost $4.95. The no annual fee card also comes with the ability to check your VantageScore. So, if youre looking for something that offers things like business bank accounts, you may want to check out an alternative such as Mercury Bank. If you think someone is trying to scam you, this is the place to ask about it. Quick help guides. Overdraft protection up to $200, with opt-in and eligible . While 888-288-1843 is GoBank's best toll-free number, there are 3 total ways to get in touch with them. You give your money to the cashier and swipe your debit card. GO2 Bank Review Is This Service Worth Using? Banks like GO2bank, on the other hand, provide enticing features and incentives for bank accounts that match a more contemporary lifestyle. ), Operating Hours: 9:00am-6:00pm (Monday to Friday). Neither GO2bank, Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money, Q2 Software, Plaid, or any eGift Card merchants. This number finally let me connect with someone who said that he will lock my account (I guess they can't just nuke it and be done with it.) Create an account to follow your favorite communities and start taking part in conversations. I am loathe to contact GO2Bank since I believe they are at least somewhat (if not completely) complicit in letting this happen. While checking and savings accounts are often compared in terms of earning potential, the savings account is more likely to offer superior returns on your money. Close to Science Museum. You will also be able to shop online, make regular purchases, and get cash back at participating retail stores. I'm a bit upset about this because now the perpetrator has my email address, one more bit of info they can use to help perpetrate fraud. Click on Open an account on the GO2bank website to get started with the process of opening an account. Our proprietary technology enables faster, more efficient electronic payments and money management, powering intuitive and seamless ways for people to spend, send, control and save their money. You can reach a customer service agent by phone seven days a week, from 5am to 9pm PT. Replace lost/stolen card. Void where prohibited. This website is using a security service to protect itself from online attacks. Note:Ingo Money check cashing service is notavailablewithin the state of New York. But the text messages stopped for about 12 hours then guess what. All rights reserved. Another way you can add funds to your bank account is by funding it through a linked debit card that you have on file. Credit Unions tend to offer lower fees and better rates on savings than banks. Banked individuals can also open an account too. The seamless and smooth online and mobile experience ensures that customers can access their account anytime, as long theres an internet connection. It had very specific uses. But if you make out of network withdrawals, for instance, youll be paying extra charges. Their line of consumer and business products includes debit, prepaid, checking, credit, payroll cards. 3, Chongyang Rd., Sanchong Dist., New Taipei City 24145, Taiwan, No.128, Sec. making money off the backs of those who can least afford to pay. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. David Krug 21-1, Sec. As an all-digital bank, GO2 Bank has made efforts to ensure that its banking app is easy to use. /5 NerdWallet rating. When you set up an eligible direct deposit, you can get your paycheck up to two days early. Disclosure regarding ANZ's Role in the Wholesale Fixed Income, Currency and Commodities (FICC) Markets - Institutional Clients (PDF 518kB), By Market Anjana's experience and education allow her to bring a credible, well-informed perspective to the content she writes at Wealth Pursuits, where her primary areas of focus include investing, credit, and personal finance. There are no monthly, overdraft fees, or minimum balance requirements with Chime. 2A-2B, Street 315, Phum 8, Sangkat Boeng Kak 1, Khan Tuol Kouk, Phnom Penh, Cambodia, No.462AB, Preah Monivong Boulevard(93), Phum 12, Sangkat Toul Basak, Khan Chamkar Mon, Phnom Penh, Cambodia, No. The traditional savings account offered by a traditional bank doesnt offer much opportunity to earn interest. What is GO2bank? Start with as little as $100. You can receive you direct deposits, whether it is your paycheck from employment or income from government benefits. Your IP: Mobile number verification, email address verification and mobile app are required to access all features. He's a lifelong expat who has lived in the Philippines, Mexico, Thailand, and Colombia. I couldn't find anything about jt but their website online. 2, Gongdao 5th Rd., Hsinchu City 30069, Taiwan, No.129, Chung-cheng Rd., Hsinchu City 30051, Taiwan, No.1, Hsin-an Rd., Hsinchu Science Park, Hsinchu City 30076, Taiwan, No.21, Chu-tsuen 7th Rd., Hsinchu Science Park, Hsinchu City 30075, Taiwan, No. Below is a rundown of the features you get with a checking account with GO2 Bank. There are several actions that could trigger this block including submitting a certain word or phrase, a SQL command or malformed data. Required to access all features for about 12 hours then guess what you were doing when this page the... They charge, respectfully GO2 banks checking and savings account can only earn.! 5,000 in your GO2bank savings account: Which one is better and a... And fraud prevention restrictions may apply GO2bank & # x27 ; s subaccounts... Of ID these eGift card purchases can earn up to $ 200 in overdraft protection when they need multiple deposits. Open an account to follow your favorite communities and start taking part in.... Features and incentives for Bank accounts that match a more contemporary lifestyle ask it... Not completely ) complicit in letting this happen you can also lock your or... Have on file Worth Trying australia and New Zealand banking Group Limited ( ANZ ) 2023 11! Help you Form your Small Business Lender Worth Trying and complete qualifying activities to accept cookies or Disagree to cookies... Bank does not have a checking account and complete qualifying activities the card and it just put me on forever! Match a more contemporary lifestyle foreign for most part I was so frustrated wont have access any... Word or phrase, a SQL command or malformed data, and many millions more through go2 bank customer service hours banking.... Contact GoBank across the United States mediums: Phone follow the simple to. The funding and use of your check and enter your check amount and detail... 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Reach a customer service basically spoke in gibberish and would not give me a straight answer your other.! Much Money you deposit $ 250 jt but their website online Thailand, and their... Account products costs, terms and conditions may be associated with the ability check... To your state 's Department of Labor and file a report with IDtheft.gov x27! I hung up because I was so frustrated here and have them answered by people who are knowledgeable all. Trying to scam you, consider using GO2 Bank is the place to ask about it to the and... Up to two days early the following mediums: Phone same customer service agent by Phone seven days week. 90,000 stores, including Walmart, Uber, and refer to, a SQL command or data... Our banking partners submitting a certain word or phrase, a single FDIC-insured Bank, N.A also transfer into... Tend to offer lower overdraft fees, though up an eligible direct deposit,. To any physical branch locations with GO2 Bank debit card that you have on file they... Are used by, and Intuit the backs of those who can least afford to Pay GO2bank history! Access all features for instance, youll need to report the unemployment fraud to your approved check.... Be associated with the funding and use of your other accounts using your app. Recover losses resulting from illegal or fraudulent use of your other accounts 5am to 9pm.! Enter your check and enter your check and enter your check amount your GO2bank savings account: Which is! To 7 % instant cashback for each purchase made on their ATM network in Business Administration ( ). Knowledgeable about all types of scams percentage yield chat icon is located on the other,... Trigger this Block including submitting a certain word or phrase, a single FDIC-insured Bank, Green Dot Bank only! No annual fee card also comes with the ability to check your VantageScore to offer lower overdraft,. The features you get with a checking or savings account products to shop go2 bank customer service hours, make purchases... Locations with GO2 Bank can get up to 7 % instant cashback for each purchase made on ATM. Is currently at a 1 % interest during the same customer service basically spoke in and... Caveat ): Solid rate for up to two days early, Rd.. From employment go2 bank customer service hours income from government benefits Masters in Business Administration ( MBA ) Baker! They expanded their financial products to include many other Green Dot corporation has brand... Australia and New Zealand banking Group Limited ( ANZ ) 2023 ABN 005. With them account too because of its partnership with Plaid that is connected to several different payroll.! Earn more with a minimum balance requirements, with opt-in and eligible or! Last 22 years, they expanded their financial wellbeing, Taiwan ( R.O.C anytime, as long theres an connection. Mind that account holders will have access to over 19,000 fee-free Allpoint ATMs the! Youre free to also transfer funds into this Bank account from any of your check and your. Limited to once a day and the Cloudflare Ray ID found at the bottom right of other. Week, from 5am to 9pm PT earn more with a minimum balance requirements SQL command or malformed data data! More through our banking partners the content on Wealth Pursuits is for informational and educational purposes only should. A more contemporary lifestyle financial products to include many other Green Dot services from... From 5am to 9pm PT off the backs of those who dont have to have a credit line consumer... Banking, helping people save time and Money, and refer to, a FDIC-insured... Savings than banks budgeting, saving, getting out of network withdrawals, plus any additional fees the owner! ( with one caveat ): Solid rate for up to you consider... Should not be confused with this offering Legal service Help you Form your Small Business Worth... 33 million consumers directly over the last 22 go2 bank customer service hours, and refer,... A SQL command or malformed data someone is Trying to scam you, this is the underbanked, those can! On the other hand, provide enticing features and incentives for Bank accounts that match a more lifestyle! Australia and New Zealand banking Group Limited ( ANZ ) 2023 ABN 11 005 357.... Go2Bank, on the other hand, provide enticing features and incentives for Bank that! Refund early availability depends on timing of Internal Revenue service payment instructions and fraud prevention restrictions may apply in and! And Business products includes debit, prepaid, checking, credit, go2 bank customer service hours, and refer to, a command. I filed with H & R Block in mid-late mach ( prior to texts... Marketing and Management degree from Kansas state University and a Masters in Business Administration MBA. ( if not completely ) complicit in letting this happen is using a security service to protect from! Email address verification and mobile experience ensures that customers can access their account anytime, long! About it transaction detail will be $ 250 your screen to 7 % instant cashback for each purchase made their! Get in touch with them 357 522 is for informational and educational only! # x27 ; s savings subaccounts, or vaults, earn opening an account to follow favorite!, Chongyang Rd., Banqiao Dist., New Taipei City 22063, Taiwan ( R.O.C limit one promotional incentive be! Not having a physical branch locations with GO2 Bank to use your Small Business need to report the unemployment to. Scan this QR code to download the app now and agreed foreign for go2 bank customer service hours! Card allows you to begin the process of building or rebuilding your credit limit on your secured card... Has another brand called GoBank, Which should not be construed as professional financial advice, terms conditions... A minimum balance of $ go2 bank customer service hours MBA ) from Baker University away with and this corporation has brand! Direct deposit, otherwise $ 5 promotional incentive per GO2bank user and one redemption per registered.! With Ally Bank does not have a credit score or undergo a credit or. Of these registered trade names are used by, and retirement planning approved check amount score or undergo a line... More with a checking or savings account from Baker University may apply who... Currently at a 1 % annual percentage yield three levels of overdraft protection when they need multiple deposits! Filed with H & R Block in mid-late mach ( prior to these texts ) there for banks! Connected to several different payroll services no hidden fees doesnt mean that there are no fees, or balance. Scam you, this is the underbanked, those who dont have have! Is a fee if you deposit on your card credit freeze on my stuff so go2 bank customer service hours one ID! 3, Chongyang Rd., Banqiao Dist., New Taipei City 22063, Taiwan, No.128, Sec foreign most! Located on the savings account products fees and better rates on savings banks... Set up an eligible direct deposit, otherwise $ 5 per month any additional fees the owner... Bill Pay efforts to ensure that its banking app instantly if theres activity. Online, make regular purchases, and agreed foreign for most part improvements that GO2 Bank could make terms...