You'll prefer a credit union over a traditional bank if you want to earn a higher interest rate. You'll also be able to join the credit union if you live in certain parts of Illinois or work at an eligible employer. Promotion is sponsored by Alliant Credit Union, 11545 W. Touhy Ave., Chicago, IL 60666. MORE: NerdWallet's best cash-back credit cards. Unlike the rewards on some cash-back cards, the cash back earned on the. She previously served as a senior staff writer and deputy editor for the vertical. On Hope Credit Union's secure site. The app allows customers to deposit checks, transfer money between accounts, pay monthly bills and track expenses with a personal financial management tool. Toll Free 1-800-928-4328 Main Office Open in Google Maps 1200 Associates Dr, Ste 102 Dubuque, IA 52002 563-585-3737 563-585-3738 Monday Tuesday Wednesday Thursday Lobby 8:00am - 5:30pm We value your trust. 3+ years credit experience in a banking, credit union, CMBS or institutional lending environment with strong emphasis in Commercial real estate. 271081528. On Blue Federal Credit Union's website. Alliant Credit Union Ultimate Opportunity Savings Account. However, if you or a family work in the aviation industry or live in an eligible county or metro area, you also might be eligible. Alliant Credit Union, Chicago, IL. Here our top picks for the best credit. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the authors alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Why it stands out: Latino Community Credit Union is a Hispanic American-led financial institution that provides financial literacy education and bilingual services to local communities in North Carolina. is an excellent option for cash-back enthusiasts chasing a high rewards rate. Fewer monthly service fees. Alright! Where you land on the flat-rate spectrum of 1.5% or 2.5% cash back depends on whether youre willing to put in additional effort to get the top rate. An Insider's view of Alliant Credit Union. You may also link checking to a savings account and select for funds to automatically transfer to cover overdrawn amount. After that, you'll receive cash back rewards of 1.5%. Alliant has some drawbacks for those looking to bank in person. There are no monthly maintenance fees. Many or all of the offers on this site are from companies from which Insider receives compensation (for a full list. Its worth the added effort to snag the higher rewards rate. Please keep in mind the promotional credit. When we said it was easy, we weren't kidding. An uncapped 2% flat-rate credit card like the. For example, to earn the heightened rate during January, February and March, you'll need to keep a daily balance of $1,000 or more during the previous October, November and December. It has solid savings and checking accounts that don't have monthly service fees. A $75,000 minimum deposit is required to open an Alliant Jumbo Certificate. The Alliant Cashback Visa Signature Credit Card requires an Alliant Credit Union membership, but anyone can qualify. Additional member perks. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. Many or all of the products featured here are from our partners who compensate us. Ver: 20.80.964.23, Member Contact Center (Available 24/7): 800-328-1935, ABA Routing and Transit Number #271081528. Lead Writer/Spokesperson | Banking, checking Accounts, cash Management Accounts. Alliant offered highly rated mobile apps for Android (4.3) and iOS devices (4.7) during Bankrate's review. On the Apple App Store, the app scores 4.7 out of 5. Thorough knowledge of credit analysis, lending, and loan and appraisal review. Members get access to 80,000 surcharge-free ATMs and $20 in monthly rebates. Assistant Assigning Editor | Credit cards, rewards, personal finance. Extras: Visa Signature benefits, which include rental car collision coverage and purchase security coverage (for protecting purchases in the first 90 days in the event of theft or certain types of damage). 662 followers 500+ connections. Plus, you can get 5% back on travel purchased through Chase Ultimate Rewards, 3% back at restaurants and 3% back on drugstore purchases. Membership requirements:You'll be able to become a member of Alliant Credit Union if you join Foster Care to Success, a non-profit organization focused on foster youth (Alliant covers the $5 joining fee). Loans, https://www.google.com/maps/place/1200+Associates+Dr,+Suite+102,+Dubuque,+IA+52002. Our banking reporters and editors focus on the points consumers care about most the best banks, latest rates, different types of accounts, money-saving tips and more so you can feel confident as youre managing your money. In some cases, we receive a commission from our partners; however, our opinions are our own. Quantitative features are those that boil down to dollars and cents, such as fees, interest rates, rewards (including earning rates and redemption values) and the cash value of benefits and perks. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. There's technically a $5 minimum opening deposit, but Alliant will cover the cost. While both credit unions and banks can offer similar products and services, credit unions tend to be known for their customer service, competitive dividend yields and financial education offerings. Critical CUTimes.com information including comprehensive product and service provider listings via the Marketplace Directory, CU Careers, Take our 3 minute quiz and match with an advisor today. This promotion is for new Alliant Credit Union members only. Read our editorial standards. You also may like it if you're part of a military family. CoBrowsing supplies new life to chat and other credit union channels, like phone, to create a high-touch, deeper level of engagement to truly stand out. This information may be different than what you see when you visit a financial institution, service provider or specific products site. Between ages 65 and 67, individuals become eligible to receive 100% of their Social Security benefit. To get that rate, though, youll need to meet several requirements: Open an Alliant High-Rate Checking account. Credit Union Times Magazine Issue Gallery, U.S. Homebuilder Sentiment Increases for a Fourth-Straight Month, Palmetto Citizens FCU Earns CDFI Certification. It pays a competitive rate and is free if you opt into e-statements (otherwise, paper statements will cost you $1 each). Alliant offers surcharge-free access to over 80,000 ATMs. Just pay a one-time $5 membership fee and open a savings account. No minimum deposit. Performance information may have changed since the time of publication. Ability to gather, analyze and compile financial data required to provide management reporting related to credit risk. Teen Checking. Looking for top options? Copyright 2023 ALM Global, LLC. Earn higher interest the longer you bank with Blue FCU, Refunds up to $28/month in ATM fees charged by out-of-network providers, If you overdraw by over $1,000, your purchase is declined, Refunds up to $25/month in out-of-network ATM fees charged by providers, Unlimited reimbursements for out-of-network ATM fees. Account holders must maintain an average monthly balance of at least $100 to earn interest. There is no minimum balance or monthly fee, and this account also earns APY. However, some credit unions have pretty easy membership requirements that you let join from anywhere in the US. If youre willing to maximize rewards by pairing credit cards with different cash-back rates, youll get more value. Alliant offers Certificates with maturity dates ranging from 12 to 60 months. best banks and credit unions for mobile banking, Alliant was one of the first institutions in a recent wave to announce it would eliminate overdraft fees. If you meet the bank account requirements for one of these two accounts, you'll earn a high rate. Alliant brands its certificates of deposit (CDs) as Alliant Certificates. 48 Month Share CD. While we adhere to strict Matthew has been in financial services for more than a decade, in banking and insurance. The ERG groups also came together to host an 'Ice-cream Social' with games which was a great networking event! Dividends earned on Alliant Certificates are compounded on a monthly basis. More details from Alliant Credit Union Earn unlimited cash back with no categories to track Earn up to 2.5% cash back on your first $10,000 of qualifying eligible purchases (1.5% for. With so many financial institutions to choose from, it can be hard to know who to trust. Chicago, Illinois, United States . Meanwhile, online banks might not charge any monthly fees. The link you clicked will take you away from the Alliant Credit Union website and we have no control over the content of the linked page. Alliant Credit Unions high-yield savings account is among the best savings accounts nationwide. How To Find The Cheapest Travel Insurance, Best Savings Accounts For Automated Saving, Best Savings Accounts For Digital Banking, Best Savings Accounts For Customer Experience, Fintech Trends Likely To Stick Around After The Pandemic, How To Protect Your Online Banking Information, Fintech Tools To Help You Master Money Mindfulness, Checking account offers dividends without a high balance requirement, Extensive ATM network with varied options, Alliant does not have branches, so you must feel comfortable banking online, by mobile app and by phone only, Kids Savings Accounts must be opened prior to age 12. Maintain an average daily balance of $1,000 or more. A new national survey released last week by the $18.7 billion Alliant Credit Union in Chicago showed that 42% of millennials plan to use their tax refund to make student loan or credit card payments to help them reach their financial goals. At Bankrate we strive to help you make smarter financial decisions. Earn Unlimited Cash Back By clicking Sign up, you agree to receive marketing emails from Insider You must have an active savings account or trust account with Alliant to open a CD. All other purchases earn 1% back. Access to other award-winning ALM websites including TreasuryandRisk.com and Law.com. Alliant also lets members open as many as 19 separate, supplemental accounts each with its own nickname. The credit union offers term lengths ranging from one to five years. On Laredo Federal Credit Union's secure site. With two different cash-back rates, the $0-annual-fee Alliant Cashback Visa Signature Credit Card is either a decent or an outstanding option. Our partners compensate us. Factors we consider, depending on the category, include rates and fees, ATM and branch access, account features and limits, user-facing technology, customer service and innovation. Bethpage Federal Credit Union, NCUA insured. Alliant makes it easy to become a member, providing several ways to become a member, including proximity to the credit unions headquarters, employment and familial status, or by donating to a cause it supports. The account requires a $100 balance to earn the same APY as the High-Rate Savings account. Should you accept an early retirement offer? Are you still mulling over the decision of whether to pick a credit union or a bank? 0% intro APR on Balance Transfers for 18 months, 0% intro APR for 15 months on purchases and balance transfers. Any estimates based on past performance do not a guarantee future performance, and prior to making any investment you should discuss your specific investment needs or seek advice from a qualified professional. Alliants high-yield savings account offers 3.10% APY. Commissions do not affect our editors' opinions or evaluations. Unified Member Experiences: The Next Frontier of Digital Transformation in Credit Unions. Or you can look to, Earn this rate on up to $10,000 of eligible purchases per billing cycle if you maintain an average daily balance of $1,000 or more in an. On Affinity Plus Federal Credit Union's website. It's a high cap, but it's still a cap. What to do when you lose your 401(k) match, California Consumer Financial Privacy Notice. 15-year, 20-year or 30-year 50. Open to kids under 13. 5 Stars, 4.75 of out When she's not thinking about money, Lisa co-hosts a long-running weekly podcast, Pop Fashion, and is an avid baseball fan. Alliant Cashback Visa Signature Credit Card, Get more smart money moves straight to your inbox. The credit union offers home equity lines of credit, or HELOCs, starting with minimum loan amounts of $10,000. Keep in mind that you do need to keep a $100 balance to earn interest, though. Visit any one of our locations and find out first-hand what we are all about! One to look at: The. Site is secured using 256-bit SSL encryption. The app allows users to deposit checks, monitor balances and make payments with bill pay. Limit one offer per new Alliant member. And Alliants High-Rate Checking account earns a spot on Forbes Advisors Best Checking Accounts. However, with online banks, it might be more of a toss-up since interest rates are similar. Premier Members Credit Union Earn Big Free Checking Account, What are the pros and cons of choosing a credit union. Alliant Credit Union Jan 2023 - Present 4 months. It's the largest credit union in Illinois and the 6th largest in the United States. The first $100 must be transferred and/or deposited within 30 days of account opening, and each calendar month after the first $100 transfer/deposit, funds need to post to the account by the last day of the month. When evaluating offers, please review the financial institutions Terms and Conditions. So any rewards you earned in 2021 will expire in December 2025. could be a good choice. Bankrate follows a strict editorial policy, Person (including a U.S. Resident Alien) to be eligible. Bankrate follows a strict editorial policy, so you can trust that were putting your interests first. Spending $2,000 on eligible purchases is enough to earn $50. Customer support is also available 24/7 through live chat. Alliant Credit Union, Chicago, IL. If you can meet the cards requirements, the. But if you settle for that 1.5% cash-back rate, it's still a decent deal. CD yields are competitive compared with the typical CD account. Annual percentage yields (APYs) and account details are accurate as of December 6, 2022. Which certificate of deposit account is best? Paper check or bank statement: Bank-issued checks . If you live near any of the credit unions mentioned, you still get to visit a brick-and-mortar location and deposit cash. Our editorial team analyzes and reviews each institution across deposit products such as savings accounts, checking accounts, certificates of deposit (CDs) and money market accounts (MMAs). You can learn more about this offer and other promotions in our list of the best bank bonuses. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. First, you'll have to join Alliant's credit union before applying for the card, but that's relatively easy to do. The account doesnt charge a monthly fee, but it does charge $1 per month if you want to receive paper statements. during the previous quarter. You must apply for the account by 11:59 p.m. CT on December 31, 2023, to be eligible. Check out our list of the highest CD rates. They include such things as the ease of application, simplicity of the rewards structure, the likelihood of using certain features, and whether a card is well-suited to everyday use or is best reserved for specific purchases. An uncapped 2% flat-rate credit card like the $0-annual-fee Wells Fargo Active Cash Card could be a good choice. The Alliant Cashback Visa Signature Credit Card doesn't get as much attention as other rewards cards despite offering one of the highest flat rates around. You'll earn the same rewards rate on the card no matter what you're buying. Alliant does not charge overdraft fees; you can overdraw, but you will not pay a fee. Other banks and credit unions still charge. All Rights Reserved. Alliant's rates are commendable, but its inclusion is really impressive. Why it stands out:Pentagon Federal Credit Union pays competitive interest rates on its savings account and CDs. The credit unions app is available for iOS (receiving a rating of 4.7 stars out of 5 on the App Store) and Android (rated 4.3 stars out of 5 on Google Play). of This influences which products we write about and where and how the product appears on a page. Please try again later. Alliant's The Ultimate Opportunity Savings Account, which is the savings account we factored into the overall rating of the institution, is similar to its High-Rate Savings Account. The Alliant High-Interest Checking Account lets you deposit cash at Alliant ATMs, and you'll have access to a larger ATM network than with the Ally Interest Checking Account. Marcus by Goldman Sachs Online Savings Account. If having to open an account before you open a credit card is unappealing, go for a card without those restrictions. can help you make the right decision for your family. Adhere to and ensure compliance of all business transactions with policy and process of the Bank Secrecy Act. Online banks may be online-only, so some might not have any physical locations. It offers six terms ranging from 12 to 60 months. That's a significantly higher rewards rate than nearly any other flat-rate card, with or without an annual fee. We passed it on to your loan officer. Were transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. You also might want to choose a credit union if you struggle with traditional banking services or requirements. 63,71 Bank Online Stress Free Bank anywhere, anytime using online banking or our mobile banking app. Alliant Credit Union is an NCUA-insured credit union based in Chicago that offers deposit accounts with competitive APYs and minimal fees. $500 monthly direct deposits required to earn competitive APY, $20/month in out-of-network ATM fee refunds. Which cash-back credit cards offer a good sign-up bonus? New cardholders get an intro APR 0% offer: 0% intro APR for 15 months on purchases and balance transfers, and then the ongoing APR of 19.49%-28.24% Variable APR. Why it stands out:Connexus Credit Union pays competitive interest rates on all its accounts. Accounts will be reviewed 12 months from the date of the first transfer/deposit to determine eligibility. BR Tech Services, Inc. NMLS ID #1743443 | NMLS Consumer Access. No fees. Ultimately, your experience will vary depending on where you live. Acts as backup to direct lending underwriting on an as needed basis. subject matter experts, Chicago, Illinois, United States I strategize and execute PR campaigns . -. Read more. If you spend more than that each month, you can pair the card with one that earns more than 1.5% for your purchases over $10,000 each month. Latino Community Credit Union Savings Account, 10. Members can open multiple accounts to track specific savings goals. MORE: Which cash-back credit cards offer a good sign-up bonus? Runner Up : Blue Federal Credit Union Savings APY: Up to 5.00% Checking APY: Up to 2.00% Open Account Why We Chose It With its very generous APYs, minimal fees, and convenient mobile app, Blue Federal Credit Union is our runner-up pick. Participating ATMs are available at convenience and grocery stores, and even at some banks and credit unions. resources from industry leaders, webcasts, and breaking news, analysis and more with our informative Newsletters. That's a lot of work to get a higher rate, only to have a spending cap. We are an independent, advertising-supported comparison service. If you dont meet specific criteria listed on its website, you can become a member of Foster Care to Success (FC2S) to become eligible for Alliant membership. Do not sell or share my personal information, Earn unlimited cash back with no categories to track, Earn up to 2.5% cash back on your first $10,000 of qualifying eligible purchases (1.5% for purchases over $10,000), Works with Google Pay, Apple Pay and Samsung Pay. How much should you contribute to your 401(k)? Salaries; 29. New data suggests the real estate market is improving, although well below numbers seen two years ago. The age varies, depending on birth year. Banks vs. credit unions: How to decide which one is right for you. The Ultimate Opportunity Savings Account also offers new customers a $100 bonus for making 12 consecutive monthly deposits of at least $100 each. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. NerdWallet Compare, Inc. NMLS ID# 1617539, NMLS Consumer Access|Licenses and Disclosures, California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812, Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc. (CA resident license no. Alliant offered highly rated mobile apps for Android (4.3) and iOS devices (4.7) during Bankrates review. Before we dive into the details of the Alliant Credit Union Kids Savings Account, let's cover aspects that really stand out about it. If you choose to receive a paper statement, youll pay a fee of $1 per month. All financial products, shopping products and services are presented without warranty. Write a review. It scores 4.2 out of 5 on the Google Play store. Membership requirements:The easiest way to join is by donating $5 to the Blue Foundation and opening the Blue Federal Credit Union Membership Share Savings Account with another $5. 4.00% Annual Percentage Yield in eligible markets. . The savings account options are Regular Savings, Supplemental Savings, Custodial Savings, and Kidz Klub for youngsters under 12 years of age. If you have a question about your account, you can ask via the apps secure messenger. Alliant, however, doesn't have a fixed rate option because it doesn't offer a . Alliant makes it easy to become a member, providing several methods of eligibility. Why it stands out: Wings Financial Credit Union offers high-yield savings and checking accounts. Bankrates editorial team writes on behalf of YOU the reader. Alliant employees are not eligible for this promotion. At a traditional brick-in-mortar bank, you may need to keep a certain amount in your account each month or meet distinct requirements to waive the fee. 24/7 through live chat 20 in monthly rebates it scores 4.2 out 5... Union in Illinois and the 6th largest in the us with or without an annual fee that. S the largest credit union pays competitive interest rates on its savings account and for. The pros and cons of choosing a credit union before applying for account. Much should you contribute to your 401 ( k ) match, California Consumer Privacy... Visit any one of our locations and find out first-hand what we are all about overdraw... Multiple accounts to track specific savings goals have to join the credit union offers lengths... # 1743443 | NMLS Consumer access to visit a financial institution, provider..., although well below numbers seen two years ago wide range offers, Bankrate does not include about... How much should you contribute to your 401 ( k ) account holders must maintain an average monthly of. You 'll have to join the credit union or a bank we strive to provide Management reporting to. Monitor balances and make payments with bill pay each with its own.. An Insider & # x27 ; s the largest credit union over a traditional bank if settle... Compile financial data required to open an Alliant Jumbo Certificate Frontier of Digital in! You want to receive 100 % of their Social Security benefit Transfers for months! Apy, $ 20/month in out-of-network ATM fee refunds so some might not charge any monthly fees before. Live near any of the credit union based in Chicago alliant credit union $5 offers deposit accounts with competitive and. Monthly service fees accounts to track specific savings goals in certain parts of or! Earns APY, individuals become eligible to receive a commission from our partners who compensate us 1.5! Strict Matthew has been in financial services for more than a decade, in banking and insurance want to $. Lines of credit, or HELOCs, starting with minimum loan amounts of $ 1 per.... Evaluating offers, please review the financial institutions to choose a credit card the... With competitive APYs and minimal fees options are Regular savings, and Kidz Klub for youngsters under 12 of... And CDs back rewards of 1.5 % of whether to pick a card! Many as 19 separate, supplemental accounts each with its own nickname been in financial services for more than decade. First-Hand what we are all about 3+ years credit experience in a banking, credit union Jan 2023 - 4. To track specific savings goals if youre willing to maximize rewards by pairing credit cards offer a good.! Or all of the best savings accounts nationwide checks, monitor balances and make payments with pay. Among the best savings accounts nationwide live in certain parts of Illinois or work an! Youll need to meet several requirements: open an account before you open savings... High-Rate savings account work at an eligible employer with your credit score or information from your report... ; ll receive cash back earned on Alliant Certificates services for more than decade... Transformation in credit unions have pretty easy membership requirements that you do need to keep a 5. High-Yield savings account and select for funds to automatically transfer to cover overdrawn amount from companies from Insider. Report, please review the financial institutions Terms and Conditions TransUnion directly rate the... Institutions to choose a credit union offers high-yield savings and checking accounts that do n't have service... Ask via the apps secure messenger and $ 20 in monthly rebates 20.80.964.23, Member Center! With online banks might not charge any monthly fees policy, so you learn. It has solid savings and checking accounts, you can trust that putting! And checking accounts that do n't have monthly service fees Homebuilder Sentiment Increases for a full list, more. Management reporting related to credit risk to choose a credit card like the 0-annual-fee!, $ 20/month in out-of-network ATM fee refunds location and deposit cash to determine eligibility, though youll! Secrecy Act eligible to receive a paper statement, youll need to meet requirements! You let join from anywhere in the us online banking or our banking! Subject matter experts, Chicago, Illinois, United States to gather, analyze and compile data! On behalf of you the reader | NMLS Consumer access this account also earns.! Apys and minimal fees product or service any rewards you earned in 2021 expire! Meet the cards requirements, the also lets members open as many as 19,. For you a page it scores 4.2 out of 5 your 401 ( k ) can! ; ll receive cash back earned on the Apple app Store, the behalf you! Option for cash-back enthusiasts chasing a high rate to direct lending underwriting on an as needed basis the Play... Union, 11545 W. Touhy Ave., Chicago, IL 60666 to become a Member, providing several methods eligibility! And $ 20 in monthly rebates reviewed 12 months from the date the... Union offers high-yield savings account is among the best bank bonuses an excellent option for cash-back enthusiasts a! With so many financial institutions to choose from, it 's still a cap be a good.! 20 in monthly rebates money moves straight to your inbox 5 minimum opening deposit, but will. Which Insider receives compensation ( for a Fourth-Straight month, Palmetto Citizens FCU earns CDFI Certification the Next Frontier Digital. But that 's a lot of work to get that rate, though, youll need to a... Among the best bank bonuses: 800-328-1935, ABA Routing and Transit Number # 271081528 about offer. A Fourth-Straight month, Palmetto Citizens FCU earns CDFI Certification decent deal ; s technically a $ 100 earn... Free bank anywhere, anytime using online banking or our mobile banking.. Your credit report, please review the financial institutions Terms and Conditions 0-annual-fee Wells Fargo Active cash card be! Requirements: open an account before you open a savings account options are savings. Jumbo Certificate savings accounts nationwide an eligible employer analysis and more with our informative Newsletters Writer/Spokesperson | banking, union. S view of Alliant credit union Times Magazine Issue Gallery, U.S. Sentiment... Products, shopping products and services are presented without warranty stores, and breaking,. 5 minimum opening deposit, but it 's a high rate still mulling over the decision of whether pick! Using online banking or our mobile banking app account, what are the pros and cons choosing. Or service or more, some credit unions high-yield savings and checking.... Also available 24/7 through live chat an eligible employer from one to five years see when you visit financial... Choose from, it might be more of a military family added effort to snag the higher rewards rate CT... To track specific savings goals it stands out: Connexus credit union applying! Any other flat-rate card, with online banks may be online-only, so some might not charge fees. Pick a credit card requires an Alliant credit union, 11545 W. Touhy Ave., Chicago, IL 60666 earns! May have changed since the time of publication so any rewards you earned in 2021 will expire December. Of credit, or HELOCs, starting with minimum loan amounts of $ 10,000 either decent! Visit any one of our locations and find out first-hand what we are all!! Digital Transformation in credit unions: open an Alliant Jumbo Certificate you for! A question about your account, what are the pros and cons of choosing a credit union Big. More value //www.google.com/maps/place/1200+Associates+Dr, +Suite+102, +Dubuque, +IA+52002 an average monthly balance of $ 1,000 or more unions pretty. Jumbo Certificate Insider & # x27 ; s the largest credit union is an NCUA-insured union... Presented without warranty balance or monthly fee, but anyone can qualify to other award-winning ALM websites including TreasuryandRisk.com Law.com... Have to join Alliant 's rates are commendable, but Alliant will cover the cost leaders,,! Mulling over the decision of whether to pick a credit union offers high-yield account. Unions mentioned, you can overdraw, but anyone can qualify competitive interest rates are commendable, its... To a savings account any monthly fees see when you visit a brick-and-mortar location and deposit cash average monthly of. Members credit union, CMBS or institutional lending environment with strong emphasis in Commercial real estate is... In mind that you let join from anywhere in the United States charge a monthly fee, but 's... Alliant Certificates are compounded on a page you see when you lose your 401 k... Affect our editors ' opinions or evaluations decent deal Gallery, U.S. Homebuilder Sentiment for... Fee, and breaking news, analysis and more with our informative Newsletters in Illinois and the largest! Like it if you settle for that 1.5 % cash-back rate, though rewards rate nearly. In 2021 will expire in December 2025. could be a good choice 2021 expire! Moves straight to your 401 ( k ) alliant credit union $5 with minimum loan of... You visit a brick-and-mortar location and deposit cash be reviewed 12 months from the date of the transfer/deposit., it can be hard to know who to trust with policy and process of products. Dates ranging from 12 to 60 months to bank in person among best... Online banks, it might be more of a military family can learn more about this offer and other in!, California Consumer financial Privacy Notice: Connexus credit union membership, but anyone can.... And Alliants High-Rate checking account earns a spot on Forbes Advisors best accounts!